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Home Loan

Home Loan
  • Conventional Home Loan
 

Alabama Mortgages

Home Loan

Conventional Home Loan

  • Refinance up to 105% of appraised value with the new Fannie Mae DU Plus Program
  • $417,000 home loan limit
  • Secured by government sponsored entities
  • Purchase or refinance 1 to 4 family units

FHA Home Loan

  • Insured by the Federal Housing Administration
  • Low down payment on a new purchase 3.5 %
  • Refinance up to 95% of your appraised value
  • $100 down HUD home purchase program
  • Streamline with no appraisal if you have an existing FHA home loan

VA Home Loan

  • ZERO down payment purchase program
  • Forgiving credit requirements
  • Administered by the Department of Veterans Affairs

USDA Home Loan

  • 100% Financing up to the appraised value
  • NO private home loan insurance
  • NO limit on seller concessions and gifts
  • Flexible credit qualifications
  • No home loan amount limitations
  • Purchase Money Program
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©2008 First Option Mortgage and Lending, Inc.
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NMLS# 123411
Ohio: First Option Lending - License # MB.803928.001
525 Metro Place North, Ste. 210 Dublin, OH 43017