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Mortgage Loans

Mortgage Loans
  • Conventional Mortgage Loans
 
Mortgage Loan Programs

Mortgage Loans

Conventional Mortgage Loans

  • Refinance up to 105% of appraised value with the new Fannie Mae DU Plus Program
  • $417,000 mortgage loans limit
  • Secured by government sponsored entities
  • Purchase or refinance 1 to 4 family units

FHA Mortgage Loans

  • Insured by the Federal Housing Administration
  • Low down payment on a new purchase 3.5 %
  • Refinance up to 95% of your appraised value
  • $100 down HUD home purchase program
  • Streamline with no appraisal if you have an existing FHA mortgage loans

VA Mortgage Loans

  • ZERO down payment purchase program
  • Forgiving credit requirements
  • Administered by the Department of Veterans Affairs

USDA Mortgage Loans

  • 100% Financing up to the appraised value
  • NO private mortgage loans insurance
  • NO limit on seller concessions and gifts
  • Flexible credit qualifications
  • No mortgage loans amount limitations
  • Purchase Money Program

Credit Lines

  • Learn the true cost of having a low credit score
  • Expert advice on resolving outstanding credit issues
  • No monthly fee

 

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©2008 First Option Mortgage and Lending, Inc.
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NMLS# 123411
Ohio: First Option Lending - License # MB.803928.001
525 Metro Place North, Ste. 210 Dublin, OH 43017